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Basic Military Requirements (BMR) - Study Guide
- By JoeNavy Staff
- Published 05/31/2007
- Study Guides
Study Guide - Basic Military Requirements (BMR CH 17)
The main difference between pay and allowance is that pay is taxable income and allowance is nontaxable income.
The three types of pay are—
a. Basic
b. Incentive
c. Special
The Navy uses the Direct Deposit System (DDS) to deposit personnel paychecks.
When you have served more than 4 years of active-duty service, you will receive a longevity raise every 2 years.
You receive your clothing maintenance allowance once a year.
The allowances that were combined to form the basic allowance for housing are—
a. BAQ
b. BHA
You are responsible for making sure your paycheck and LES are correct.
You earn 30 days a year or 2.5 days of leave per month.
The CO may grant 3- or 4-day special liberty periods.
A checking account is the safest and most convenient way to keep track of the money you spend.
If you don’t have enough money in your checking account to cover a check, you have bounced a check. You are usually charged a fee by the bank to process this check and charged a fee by the company you wrote the check to.
When you have money taken out to make loan payments, you have a voluntary allotment.
The first thing to do when making out a budget is to start a savings plan—pay yourself first!
The money you’re charged to use borrowed money is known as interest.
The simplest way to find the total cost of credit is to subtract the actual price of goods from the total amount of the loan.
You establish good credit by paying loans or purchase agreements according to your contract and on time.
SGLI is available in increments of $10,000 only.
The maximum amount of coverage under SGLI is $200,000.
Normally, you are covered for a maximum of 120 days after separation from the service.
The Family Advocacy Program was established to help service members or their families when they are a victim of spousal or child abuse.
The FAO can help a family through—
a. Education programs
b. Counseling
c. Intervention in cases of abuse
Stress occurs when there’s an imbalance between the demands of our lives and resources we have to deal with those demands.
The first step to take when dealing with stress is to identify your stressors; that is, find out what causes the stress.
Some of the ways you can combat stress are—
a. Exercise
b. Diet
c. Meditation
d. Laughter
e. Relaxation techniques
f. Involvement with outside activities
The three types of pay are—
a. Basic
b. Incentive
c. Special
The Navy uses the Direct Deposit System (DDS) to deposit personnel paychecks.
When you have served more than 4 years of active-duty service, you will receive a longevity raise every 2 years.
You receive your clothing maintenance allowance once a year.
The allowances that were combined to form the basic allowance for housing are—
a. BAQ
b. BHA
You are responsible for making sure your paycheck and LES are correct.
You earn 30 days a year or 2.5 days of leave per month.
The CO may grant 3- or 4-day special liberty periods.
A checking account is the safest and most convenient way to keep track of the money you spend.
If you don’t have enough money in your checking account to cover a check, you have bounced a check. You are usually charged a fee by the bank to process this check and charged a fee by the company you wrote the check to.
When you have money taken out to make loan payments, you have a voluntary allotment.
The first thing to do when making out a budget is to start a savings plan—pay yourself first!
The money you’re charged to use borrowed money is known as interest.
The simplest way to find the total cost of credit is to subtract the actual price of goods from the total amount of the loan.
You establish good credit by paying loans or purchase agreements according to your contract and on time.
SGLI is available in increments of $10,000 only.
The maximum amount of coverage under SGLI is $200,000.
Normally, you are covered for a maximum of 120 days after separation from the service.
The Family Advocacy Program was established to help service members or their families when they are a victim of spousal or child abuse.
The FAO can help a family through—
a. Education programs
b. Counseling
c. Intervention in cases of abuse
Stress occurs when there’s an imbalance between the demands of our lives and resources we have to deal with those demands.
The first step to take when dealing with stress is to identify your stressors; that is, find out what causes the stress.
Some of the ways you can combat stress are—
a. Exercise
b. Diet
c. Meditation
d. Laughter
e. Relaxation techniques
f. Involvement with outside activities